Your guide to refinancing your home loan.

Should you refinance your current home loan or stick to your existing one? This can be a difficult choice to make. Just because a better rate is available doesn’t necessarily mean you’ll end up saving money by switching home loans with your current lender or a new lender. However, if you do it right, you could end up saving large sums of money.  

When are you need to consider refinancing your home loan:  

> Your lender’s rate is no longer competitive > A major change has occurred in your financial situation > You’re looking for more money to pay for something major like a home renovation, a child’s education, or another property investment > You want to switch to a fixed rate at an opportune time > You’ve started accumulating large credit card debts and want to consolidate > Pay off your car loan. > Pay off your personal loan. > Or just want to review every 12 -24 months to see if you can get a better option for your home loan.


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